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Debit Cards and Motorcycles Just Aren't Safe
For decades, I've pleaded with you to not use debit cards because they are not safe. And for years, I warned my sons about the dangers of riding motorcycles because they are not safe.
Has anyone listened and taken heed? Debit cards are more popular …Read more.
Overspent and Overloaded? You Need Margin
Bill Smith sits down to his most dreaded chore — paying bills. Every month, it's the same story: Pay the most urgent, and leave the rest. There's never enough money, no matter how hard he works.
Jane Miller flies into the school office …Read more.
Bounce Back From Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? — Henry, email
Dear Henry: Live on cash. Have only one credit card, and if you use it, pay it in full every …Read more.
With Knowledge Comes Savings
Many things that we buy are simply not negotiable. The salesperson at Macy's won't negotiate with you over the price of that newly arrived collection. The supermarket checker won't haggle with you over the price of eggs. But a ring at your local …Read more.
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Creative Substitutions Save MoneyWhen Swiffer WetJet hit the market several years ago, consumers went wild for it. I loved my Swiffer, but I did not like the price of the cleaning pads. And my readers didn't like it, either. They sent me their tips on what they used instead. Some were clever, some too complicated, and some I just can't repeat. I like Brenda's idea, as it saves money and recycles, too. SECOND LIFE FOR FLANNEL. My old flannel lounge pants have a second life as cleaning pads for my Swiffer. I cut pieces 8 x 20-inches (cut to fit your mop head of choice), and dampen with water just before attaching it to the mop head. When I'm done mopping, I toss these in the wash along with the rags. — Brenda, Michigan FILLING UP ON VEGGIES. My mother always said that veggies taste better when you're hungry. At mealtime, I give my children their veggies first and wait as long as possible to serve the main course. For some reason, the veggies are gone before the main course. Go figure! — Diane, email PASTRY BLENDER MASHUP. I don't have a potato masher, but I do have a pastry blender. I rarely use it for making pastry, but I do use it to mash bananas for banana bread, beans for black bean burgers and avocados for guacamole. It does a great job. — Staci, email TOASTY LOTION. I solved the discomfort of applying cold body lotion in the winter. My bathroom is heated, but when I rub in lotion after a shower I freeze. I found that if I lay the bottle of lotion in the shower, the hot water warms it up.
FITTED SHEETS NEED DIRECTIONS. Fitted sheets can be a problem because it's hard to tell which are the sides and which are the ends. I solved that problem by putting a little double mark in permanent marker on the elastic band at the top end and bottom end of my sheets. — George, Oregon CLINGY CLEANER CLEANS GROUT. I hate cleaning grout in the shower. I haven't found anything that will stick on the grout and clean. One day, I realized that toilet bowl cleaner is thick and it clings. I poured it on the grout, left it there about 15 minutes, then washed it away with the showerhead. Not one speck of mildew was left, and the grout looked brand new. — Gwynn, Florida TAB THAT LICENSE. Where I work, customers are required to show their driver's license. Many people have difficulty getting their license out of their wallets, but one customer did a very clever thing. She took a piece of scotch tape, folded it over and made a tab on one end of her license. She just pulled on the tab, and the license slid right out of her wallet. I have done this for many people, and they are amazed at how much easier it is for them, men included. — Susan, Florida Would you like to send a tip to Mary? You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 23 books, including her 2013 release "Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2013 CREATORS.COM 
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