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Mortgage Insurance? Not on Your Life!
Dear Mary: I just bought a house, and I've been getting a lot of flyers about mortgage protection insurance. Is it something good for a new homeowner or just a waste of money? — Donna, email
Dear Donna: Great questions. "Mortgage …Read more.
Tips That Make You Feel Like a Genius
Secretly, I feel like a genius when I discover a secondary use for this or that — in case I run out of this, but have plenty of that! Like using a paper coffee filter to wash a glass top or mirror when I'm in a pinch for paper towels. Or using …Read more.
Supermarket Tricks That Makes Us Spend More
I've always thought of myself as pretty sharp when it comes to spotting supermarket trickery. I'm not even fazed by an end-cap display announcing, "Special." I know their ways. They hope we'll just assume that "special" means …Read more.
The Struggle to Actually Use up Gift Cards
My love-hate relationship with gift cards has intensified. What a pain, really. I'm one who just forgets to use them, and when I remember, I try to figure out how to use each one to the last cent. I was reminded of my situation recently when I …Read more.
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5 Chef Secrets You Need To KnowThe best way to become a great home cook is to learn proper techniques and then to practice. Learning some of the best secrets from professional chefs can't hurt! Here, for your cooking pleasure, are secrets from the pros that will help you avoid making these five mistakes. —Not reading the recipe. Home cooks invariably make the mistake of reading the recipe as they go, not all the way through before they start. A quick read before you get caught up in the cooking will make it less likely that you'll add ingredients in the wrong order, leave something out or do anything else that may compromise your dish. Think of your recipe as an instruction manual for your meal, and your first instruction is to read the instructions. —Starting in a cold pan. Unless your recipe gives you specific instruction to do otherwise, always give your pan time to heat up before adding any food. Heat encourages food to release whatever moisture it has. Adding food to a pan that's hot creates an instant seal around the food to keep all the moisture (and flavor) inside. In a warm pan, your food will lose its moisture, and you'll find your chicken breast or mushrooms stewing in their own juices. This is not good. A hot pan should give you a sizzle when you add food to it. If you don't hear the sizzle, don't be afraid to pull the food out while you wait for the temperature to rise. —Over-tending the food. Once you add the food to the pan, put the utensils down and step away.
—Not tasting. Tasting as you go is the most important part of cooking. If you season and taste as you go, your food will taste better. Always do a final taste just before serving to ensure that your seasonings are still right on. —Not using common sense. Cooking is not an exact science. Unless you're baking, which is an exact science, you have to find a balance between your recipe and reality. Oven strengths vary or your electric cooktop may not heat your saute pan as quickly or evenly as the gas range used by the recipe writer. Check your food periodically. If it is browning faster than the recipe indicates it should, turn it. Then lower the heat. Recipe writers cannot anticipate every situation. They rely on good cooks to use their common sense to interpret and implement recipes. Cooking is an art that requires practice, common sense and skill. The more you cook at home the better you'll get and the more money you'll save. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her latest, "Can I Pay My Credit Card Bill With a Credit Card?" You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. To find out more about Mary Hunt and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2010 CREATORS.COM
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