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Make Your Own Sanitizing Wipes
Dear Mary: I would like to find a recipe to make hand sanitizer and sanitizing wipes. Do you know of one? — Delores, e-mail
Dear Delores: I have been thinking about the same thing, now that we're learning that products like Purell are …Read more.
7 Simple Ways To Stretch Food Further
Buying groceries on sale and cooking meals at home are excellent ways to keep the cost of food under control, but there are other things we can do. Here, for your enjoyment, are simple ways other "Everyday Cheapskate" readers make food and …Read more.
Why You Can't Afford Credit Card Debt
Last year, the Federal Reserve Board announced new rules for banks that issue credit cards. The rules will remove unfair credit card practices. Months later, Congress passed into law the new Credit Card Accountability, Responsibility and Disclosure …Read more.
For You: A Few of My Favorite Things
Last year, a friend of mine had the best idea. She made gift baskets for her friends filled with her favorite things. Taking a nod from her, I'd like to give you a virtual basket filled with some of my personal favorite things.
—Real Salt. I'm …Read more.
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4 Easy Budget HelpersWhen it comes to managing our money, there's a lot we can learn from the classic fable "The Tortoise and the Hare." The small things we do consistently day after day and without fail, not the occasional big efforts that quickly are abandoned, are what separate the winners from the losers. Check out these four small ways other "Everyday Cheapskate" readers keep their budgets on track. TRACK MASTER. I keep track of the costs of our household products this way: For products that we use over a period of a time — such as shampoo, lotion, spices and household cleaning supplies — I place blank address labels on the containers. On the labels, I write down how much I paid for the items and the dates on which they first were opened. When an item is all used up, I can calculate how much I spend in a year to use that product. It really helps with the budget. — Stephanie C., Missouri INTERNET MARKETPLACE. Shopping online is a great convenience, but I don't feel comfortable giving out my bank information over the Internet. Instead, I buy a Visa gift card for the approximate amount I will need to make my online purchases in any given month. That way, I stay within my budget, curbing my tendency to overspend, all while combating credit card fraud. — Margie C., Colorado MATCHING GAME. When I shop at stores that match prices, such as Walmart, I make sure I'm organized before I shop. LOOSE CHANGE. I have a habit of throwing change in my purse rather than putting it in my wallet. As I found myself digging in the bottom of my purse to find change for vending machines, I began to wonder how much money I wasted by this careless handling of change. So I began removing all the change from my purse at the end of every day. I opened a savings account at my bank and called it "Loose Change." Six months later, I've cut out trips to the vending machine. I've lost weight, and I have a total of $107.48 in my savings account, just from change! — Susan, e-mail Would you like to send a tip to Mary? You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2009 CREATORS.COM
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