3 Reasons to Not Borrow from a Retirement Account 3 Reasons to Not Borrow from a Retirement Account Dear Mary: I am thinking of taking a loan from my 40l(k) retirement account to pay off my credit-card debt. I can repay the loan with payments taken directly from each of my paychecks, without any …Read more. An Ounce of Prevention Means Money in the Bank Today's topic is not pretty, but unless you have $8,000 earmarked for dental care, it could prevent a lot of pain — both dental and financial. Periodontal disease is an infection that affects the gum tissue around the teeth, the fibers that …Read more. How to Save a Bundle on Prescription Eyeglasses How to Save a Bundle on Prescription Eyeglasses In the interest of full disclosure, let me say right up front that when I first heard that we can now order our prescription eyeglasses online, I scoffed. I rolled my eyes. What next? Mail-order …Read more. Four Steps to Financial Confidence Four Steps to Financial Confidence For a good deal of my life, I lived under a dark cloud of worry that I would end up financially destitute. A survey conducted by Harris Interactive for Allianz Insurance Group reveals that I'm not the only one. In …Read more.more articles
3 Recipes for Total Magic From Ordinary Ingredients
Several weeks ago, I told you that I was going to participate in my own experiment, to see whether the Miracle Whip facial I'd heard about was, in fact, miraculous. This condiment from the folks at Kraft Foods contains vinegar (acid), oil (moisturizer) and egg (protein), ingredients that resemble the ingredients in any number of skin care products. Using Miracle Whip on your face is supposed to produce great cleansing results, with mild exfoliation as a bonus.
Skin Care Magic. The instructions are to slather Miracle Whip on your face, leave it for 20 minutes, gently massage, rinse well and follow with a good moisturizer.
My Miracle Whip facial had a strong odor of vinegar at first, but it dissipated quickly. My conclusion is that this unconventional skin care routine works as well as my regular facial cleanser and does seem to have exfoliating properties. I was pleased with how it left my skin feeling.
It is worth noting that I have extremely sensitive skin and am allergic to many brands of skin care products. Miracle Whip presented no problem.
The jury is still out on whether I'll continue doing this, but I love knowing that I have such a cheap alternative when it comes to skin care. How cheap? I got that handy 12-ounce squeeze bottle of Miracle Whip at the 99 Cents Only Store for, you guessed it, 99 cents. You can find it for about $3.79 at the supermarket.
Tub and Shower Magic. If you haven't experienced the power of original blue Dawn plus white vinegar, you are in for a treat.
Garden Magic. Here's a recipe for weedkiller that has the power of Roundup for a fraction of the price. Mix 2 cups of ordinary table salt into 1 gallon of white vinegar that has 5 percent acidity. Add 8 drops of liquid dishwashing soap. Label it, and keep it out of the reach of children. This is not toxic, but it will kill any and all vegetation, even the good stuff, so be careful where you spray it. Another caution: Spraying this multiple times in the same area will sterilize the soil so that nothing will grow there for a long time. It is ideal for killing weeds that grow between cracks in your sidewalk and other areas where you don't want vegetation.
Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her latest, "Can I Pay My Credit Card Bill With a Credit Card?" You can e-mail her at email@example.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. To find out more about Mary Hunt and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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